Risk benefits
The cost of group risk benefits continues to fluctuate with new product launches, new providers entering the market and existing providers adjusting their rates.
Our expertise and knowledge in this area can ensure you take advantage of the latest developments and help you control your costs.
We arrange and review risk benefit insurances such as death in service, disability benefits and healthcare.
Our main aim is to achieve good value by negotiation with existing insurers and, where appropriate, by a change of insurer. We will also take account of the client’s attitude to risk, the Insurer’s claims payment record, quality of administration, level of cover without medical underwriting, policy terms and where appropriate self insurance, stop loss insurance and multi-national pooling.
The cheapest option is not always the best, especially if this results in a delay in payment of legitimate claims.