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Conditions of use

Internet Site

  1. This Web-site provides general information - it is not a source of investment advice. SBJ Benefit Consultants is not providing any investment services through this Web-site or any material held on this Web-site or supplied through this Web-site, although it does grant access to FundsNetwork, an online investment service operated by Fidelity. 
  2. Before taking any action, you should obtain independent financial advice taking into account your personal financial situation. 
  3. Before SBJ Benefit Consultants provides any investment advice or investment services, we will supply you with full details of our Terms of business .
  4. This Internet site is directed to UK residents only. You are responsible for satisfying yourself that under the laws of your home jurisdiction you may lawfully access this Internet site.
  5. Please ensure you read the terms of use, set out below, our Terms of business and our Privacy Policy and Legal Statement.
  6.  SBJ Benefit Consultants Limited is authorised and regulated by The Financial Services Authority. We are entered in the FSA's register and our FSA register number is 115077. Details can be found at www.fsa.gov.uk/register/. There may be products or services on this website that are not regulated by the FSA.
  7. Any tax relief referred to within this Internet site is that currently applying in the United Kingdom to UK Tax Residents. Tax relief is liable to change. The value of any tax relief available will depend upon the individual circumstances of the taxpayer. 

Terms of Use

By accessing and continuing to use this Web-site users accept and undertake to abide by SBJ Benefit Consultants’ conditions of use set out below, and our Terms of Business:

  1. Use of this Web-site for any purpose that is unlawful, or in any manner that could exceed authorised access, damage, disable, overburden, or impair the operation of this site, or any other party's use or enjoyment of this site is strictly prohibited.
  2. Users are prohibited from violating or attempting to violate the security of the SBJ Benefit Consultants Web-site, including:
    1. Accessing data not intended for such User 
    2. Logging into a server or account which such User is not authorised to access 
    3. Attempting to probe, scan or test the vulnerability of a system or network 
    4. Attempting to breach security or authentication measures without proper authorisation 
    5. Attempting to interfere with service to any user, host or network
    6. Forging any TCP/IP packet header or any part of the header information in any e-mail or newsgroup posting 
    7. Taking any action in order to obtain services to which such User is not entitled 
  3. Violations of system or network security may result in civil or criminal liability.
  4. SBJ Benefit Consultants will investigate occurrences that may involve such violations and may involve, and co-operate with, law enforcement authorities in prosecuting Users who are involved in such violations.
  5. Users of this Web-site may be monitored to ensure compliance with these Terms of Use. 
  6. Users of this Web-site consent to this monitoring in order to ensure the security and availability of this Web-site. 
  7. All reasonable efforts have been made to ensure that the information published in this website is accurate, however SBJ do not warrant that the information is accurate or complete.
  8. The pages contained in this website may contain technical or typographical errors. The information may be updated from time to time and may at times be out of date. SBJ accept no responsibility for keeping the information up to date, or liability from any failure to do so. 
  9. You acknowledge that certain information within this website (or via links from this website) is provided by third parties, and that SBJ has no control over the accuracy or completeness of such third party data. SBJ does not assume and hereby disclaims any liability for loss, costs, expenses or damages occasioned or caused by any errors or omissions caused by SBJ or third party information used within or via this website. 
  10. You may only use this website for your own personal, non-professional use. You may not use, and you must ensure that no other person uses the information supplied by this website to you for re-sell, redistribution or for any other commercial use.

Security Statement

  1. SBJ Benefit Consultants has in place generally accepted standards of technological security for the purpose of protecting information provided by visitors from misuse, loss, or corruption. 
  2. Only authorised personnel have access to personally identifiable information submitted through the Web-site. Such employees are required to maintain the confidentiality of this sensitive data.
  3. The policy also applies to any and all agents, affiliates, and related entities of SBJ Benefit Consultants that may receive such information from SBJ Benefit Consultants. 

All visitors, however, should be aware that our Web-site might contain links to other sites that are not governed by this or any other privacy statement.


  • SBJ Benefit Consultants Limited is authorised and regulated by the Financial Services Authority