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Privacy policy

Introduction

• SBJ Benefit Consultants believes that online privacy is important to the success of the Internet and other electronic transactions. We are strongly committed to each visitor's right to privacy. The following statement sets forth SBJ Benefit Consultants' privacy policy for our Web-site, located at www.sbjbc.co.uk, and includes our information gathering and handling practices.
• The privacy statement applies to all agents, affiliates, and related entities of SBJ Benefit Consultants that may receive visitor information from this Web-site. In addition, any service provider for SBJ Benefit consultants is obligated to process information collected through the Web-site in accordance with this privacy statement.
• If you as a visitor choose to register or submit personal information, you are consenting to SBJ Benefit Consultants' use of such data in accordance with the privacy policy described in this statement. All visitors, however, should be aware that our Web-site might contain links to other sites that are not governed by this or any other privacy statement.
• If you have any questions regarding this privacy statement or do not feel that your concerns have been addressed, please direct your questions to Webmaster Services using the contact us link.

Information Collection

• To take advantage of some of the services offered via this Web-site you may be required to log on or register with the Web-site. SBJ Benefit Consultants may need to collect information about you and your computer to enable you to do so. The information will be collected when you register with the Web-site or when you choose to use one of the services available via the Web-site.
• As a visitor, you do not have to submit any personal information in order to use this Web-site. SBJ Benefit Consultants limits the information collected from visitors to only the minimum information required to co-ordinate a visitor's request or order. Such personal information may consist of, but is not limited to, your name, current job title, company name and address, phone and/or fax numbers, and e-mail address.
• Where non-mandatory data is requested, the visitor will be notified at the time the data is collected that such information is not a necessity.
• It is SBJ Benefit Consultants' policy not to seek sensitive information (e.g., data relating to race or ethnic origin, religious beliefs, criminal record, physical or mental health, or sexual orientation) from visitors to our Web-site. We do not suggest that you provide sensitive information. However, if you do provide such information, SBJ Benefit Consultants accepts your explicit consent that the data may be used in the ways described in this privacy statement or in the ways described at the point where such information is requested.
• To customise services in some areas of the site, "cookies" are used to collect information about viewers' browsing habits. Cookies are small text files stored in a user's browser; they are not used to track the identity of individual users or to store personal data about them. If you are concerned about cookies and do not wish to receive a cookie from www.sbjbc.co.uk, you may set your Internet browser to notify you when you receive a cookie. You can then decide to either accept or reject it. However, under specific circumstances, visitors may be denied access to some parts of our site if their browsers reject cookies.
• To ensure that our Web-site is well managed our service provider or we may track information on our systems and identify categories of visitors by items such as domain, company IP address and browser type. This information is reported in the aggregate and includes no personal identifiers. Our internal webmasters use this information to analyse the number of visitors to different areas of our site to make sure that our Web-site is serving as a useful and effective information source.

Information Use

• Personal information is used only for limited purposes, compatible with the purposes for which the information was collected. For example: when you register with the Web-site to gain access to premium content or request future communications about areas of interest, we may use the information you submit to create a personal profile to facilitate further requests or enquiries. We may also use the information to personalise your Web-site experience. In addition, when you choose to register online for an SBJ-hosted event, and when you elect to contact us online with feedback, enquiries, or information requests, indicating you would like a reply, we will use the information you submit to respond to you.
• We will not use personal information to facilitate unsolicited marketing activities. With your explicit permission, we may send you e-mails about SBJ Benefit Consultants’ service offerings. Many of our visitors value these messages. You may at any time request that we discontinue sending you such e-mails. It is our policy to honour that request and, accordingly, refrain from sending any further information or notices.

Disclosure of Information to Third Parties

• SBJ Benefit Consultants will never sell, release, or give any visitor’s information to an unaffiliated third party without first notifying that visitor and receiving explicit permission and approval. SBJ Benefit Consultants may provide a visitor's information to its agents, affiliates, related entities that are members of SBJ Benefit Consultants or the SBJ Group, or to outside service providers, processing the information on our behalf, when necessary to achieve the purpose for which such information was submitted. All affiliated and outside entities are obliged to comply with this privacy statement.
• SBJ Benefit Consultants will use reasonable efforts to keep an accurate record of any information submitted by any visitor to this Web-site. SBJ Benefit Consultants is not responsible for verifying the continued accuracy of this information. If SBJ Benefit Consultants is made aware that personal data previously submitted to the site is no longer accurate, and if it is practical, SBJ Benefit Consultants will use its best efforts to make appropriate corrections based on updated, revised information provided by visitors. Upon request, SBJ Benefit Consultants will do what is reasonable and practical to remove any personal information from its systems.

Information Security

• SBJ Benefit Consultants has in place appropriate organisational, physical, and technical security arrangements to protect all information provided by visitors from misuse, loss, or corruption. We recognise especially that appropriate security standards are important where we arrange for outside service providers to process personal information on our behalf. All service providers are obligated to adhere to security standards similar to ours when handling our visitors’ information.

Changes to our Privacy Policy

• SBJ Benefit Consultants reserves the right to modify or amend this privacy statement at any time and for any reason. Nothing contained herein is intended to create a contract or agreement between SBJ Benefit Consultants and any user visiting the Web-site or providing identifying information of any kind.

Children's Privacy Protection

• SBJ Benefit Consultants understands the importance of protecting children's privacy in the interactive online world. SBJ Benefit Consultants' site covered by this privacy policy is not designed for or intentionally targeted at children 13 years of age or younger. It is not SBJ Benefit Consultants' policy to intentionally collect or maintain information about anyone under the age of 13.

Visitors' Questions

• If you have any questions or concerns regarding your privacy while using www.sbjbc.co.uk, please direct them to Webmaster Services using the contact us link.